by Cheques and Balances
46% of Kiwis are worried about money. Whether it is just making it to the next payday, trying to get onto the property ladder, paying down credit card debt or saving for retirement. James Blair and Michael Vincent have been in financial services in New Zealand for 20 years combined. Cheques & Balances is a weekly podcast where James and Michael share their insights on how to get ahead financially and achieve financial freedom. Check out our website below: lighthousefinancial.co.nz
Language
🇺🇲
Publishing Since
3/15/2021
Email Addresses
1 available
Phone Numbers
0 available
April 20, 2025
<p><strong>Boomers blame brunch, Gen Z blame broken systems — but who </strong><strong>really</strong><strong> had it tougher trying to buy a home in New Zealand? </strong>In this episode, we compare house prices, income ratios, mortgage costs, and the rising cost of living across generations to settle the great housing debate once and for all.</p><p><br /></p><p><strong>Next Steps: </strong>Feel like the odds are stacked against you? Chat to the team at <strong>Lighthouse Financial</strong> for smarter mortgage advice and a plan to get ahead in today’s market.</p><p><br /></p><p><strong>For more money tips follow us on:</strong></p><p><a href="https://www.facebook.com/lighthousefinancialnz/" rel="ugc noopener noreferrer" target="_blank">Facebook</a></p><p><a href="https://www.instagram.com/lighthousefinancialnz/" rel="ugc noopener noreferrer" target="_blank">Instagram</a></p><p>The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.<br /></p>
April 17, 2025
<p><strong>Rents are falling and properties are sitting empty</strong>—what’s going on? In this episode, we break down why rental prices are dropping across New Zealand, what's driving the surge in vacancies, and what it means for renters, landlords, and the housing market.<strong>What we cover:</strong>-Why supply has surged and demand has slowed-The impact of migration, unemployment, and interest rates-What falling rents mean for investors and rental yields-Tips for renters to negotiate and save money<strong>Next Steps: </strong>Need expert guidance on navigating the changing property market? Lighthouse Financial helps clients look beyond today’s rent prices to make smarter investment decisions and build a long-term financial plan—reach out today!</p><p><br /></p><p><strong>Want to learn more? Check out these episodes below:</strong></p><p><a href="https://open.spotify.com/episode/7EZliatV7mDiNO6rM10b4U?si=dba2bbd2f524443e" target="_blank" rel="ugc noopener noreferrer">NZ’s Economy in 2025: Is the Worst Over?</a></p><p><a href="https://open.spotify.com/episode/5dVf4lheY7hO8LOQDDCphD?si=220857270e954571" target="_blank" rel="ugc noopener noreferrer">Should You Buy Property with Friends?</a></p><p><br /></p><p><strong>For more money tips follow us on:</strong></p><p><a href="https://www.facebook.com/lighthousefinancialnz/" rel="ugc noopener noreferrer" target="_blank">Facebook</a></p><p><a href="https://www.instagram.com/lighthousefinancialnz/" rel="ugc noopener noreferrer" target="_blank">Instagram</a></p><p>The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.</p>
April 15, 2025
<p><strong>Luke Kemeys is building serious wealth - without a mortgage, without the pressure, and 100% on his own terms.</strong> In this episode, we’re joined by Luke Kemeys from Keep The Change and Next Advisory to break down the financial plan that’s helped him save 40% of his income, deploy $700K across different investments, and avoid the pressure of homeownership.</p><p><br /></p><p><strong>Learn more about Luke here:</strong></p><p><a href="https://www.keepthechange.co.nz/" target="_blank" rel="ugc noopener noreferrer">Keep The Change</a></p><p><a href="https://nextadvisory.nz/" target="_blank" rel="ugc noopener noreferrer">Next Advisory</a></p><p><br /></p><p><strong>Next Steps:</strong></p><p>Want help creating a financial plan that actually fits your lifestyle and goals?<a href="https://lighthousefinancial.co.nz/wealth/" target="_blank" rel="ugc noopener noreferrer"> Lighthouse Financial</a> works with clients across New Zealand to build personalised strategies that make your money work harder — and smarter.</p><p><br /></p><p><strong>For more money tips follow us on:</strong></p><p><a href="https://www.facebook.com/lighthousefinancialnz/" rel="ugc noopener noreferrer" target="_blank">Facebook</a></p><p><a href="https://www.instagram.com/lighthousefinancialnz/" rel="ugc noopener noreferrer" target="_blank">Instagram</a></p><p>The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.</p>
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