by Sheng-Lun Chen
我們是生活在美國矽谷灣區的軟體工程師(碼農)夫婦,分享夫妻間一邊工作、一邊育兒的生活經歷。
Language
🇨🇳
Publishing Since
5/14/2022
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1 available
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April 9, 2025
<p>最近報稅發現太太在 E Trade 裡有筆幽靈股票,明明帳戶顯示是零,結果竟然還藏著幾支 eBay 的 RSU。明明是自己的錢,卻莫名有種撿到錢的興奮感,但我太太卻緊張得不行,硬是怕股票不是我們的,非得趕快送走才安心,最後這筆錢直接繳了國稅局,她才終於睡個安穩覺。</p><p>順便也聊聊股票交易的記帳心得、為什麼我們家每次記帳都半途而廢,還有小孩看冰雪奇緣看到哭出來、看 SpaceX 火箭爆炸影片學科學、等等在學校被老師狂稱讚、以及 Roblox 到底是不是該讓小孩碰等等的閒聊日常。</p>
March 30, 2025
<p>這集的等等圖是最近很夯的 ChatGPT 幫你把照片轉成宮崎駿風格的圖畫。</p><p><br></p><p>今年報稅碰到了一個小意外,因為去年賣股票沒及時預繳稅金,被 IRS 罰了一筆不小的 underpayment penalty。研究了一下美國的 estimated tax 跟奇怪的季度劃分,才理解美國的報稅制度為什麼這麼複雜。我們嘗試用 Annualized Income Method 把罰款降下來,總算省了不少錢,但這過程仍讓我忍不住抱怨美國報稅系統有多麻煩。</p><p><br></p><p>轉眼之間,我竟然也快到了能打 USTA「40歲以上」組別的年紀。這件事讓我感慨不已,雖然爸媽還不太承認我已經「中年」了,但人生過了一半、步入保鮮期後段的感覺很真實。前陣子見到研究所的老同學,聊了些八卦,發現身邊的人原來都慢慢變了樣,有人從老實變渣男,有人從美女變成需要遮掩年齡的阿姨。細想起來,其實自己何嘗不是這樣,日常消費方式、家庭價值觀、甚至感情需求,都隨著歲月悄悄地改變了。</p><p><br></p><p>當了爸爸以後,才發現過去幻想的有錢生活,並不是開跑車或擁有物質,而是一種更樸實的平凡日常。我開始理解自己其實很需要家庭和情感上的支持,比起物慾,我更在意小孩帶來的「被需要」感與生命意義。</p><p><br></p><p>這些年來,不知不覺中,周遭環境改變了我們的想法,也塑造了不同的價值觀。原本看似遙不可及的消費,現在已經成為日常,但更重要的是,心境的轉變才是真正的改變。</p>
March 24, 2025
<p>第一次去到德州,感受南方城市的不同生活氛圍。</p><p>意外聽到當年應屆雄女校花也住在德州的消息,想起高中時的一些趣事,藉此記錄下來。</p><p><br /></p>
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