by Jim & Michelle Rhoads
Join Jim and Michelle as they discuss the news of the day in the Buy Here Pay Here (Subprime Auto Finance) world. Decades of experience in the industry create a rich conversation about what matters most to dealers across the US. Aired live W & F #BHPH, #Subprime, #Auto
Language
🇺🇲
Publishing Since
5/29/2022
Email Addresses
1 available
Phone Numbers
0 available
April 18, 2025
<p>In this Friday episode of The BHPH Morning Show, Jim and Michelle Rhoads break down one of the most crucial yet hard-to-understand metrics in Buy Here Pay Here: cash-on-cash return. They’ll walk you through how this calculation reveals the true performance of your deals—and what every operator can learn by measuring it over a 24-month window. Learn how to compare your initial cash risk to your annualized yield, and discover the insights it unlocks about your underwriting, pricing, and collection strategies. Jim shares real-world examples from V8 dealers' deal structure and portfolio performance, while Michelle asks for clarification as a non-analyst. Whether you’re a numbers geek or just want to improve your bottom line, this episode delivers practical clarity. You'll also hear about common pitfalls, what cash-on-cash is not, and why this metric can change how you view your risk ratios and portfolio output. Tune in and get ready to risk it, rate it, and reap the rewards.</p> <h3><span style="font-weight: 400;">Find the BHPH Morning Show on Video (Live or Archived)</span></h3> <p><span style="font-weight: 400;">Find the BHPH Morning Show LIVE on </span><a href="https://www.youtube.com/channel/UCPtJMGeHy2itJFxncgyS6pQ"><span style="font-weight: 400;">YouTube</span></a><span style="font-weight: 400;">, LinkedIn and Facebook every Mon, Wed, & Fri at 11am eastern where we (Jim and Michelle Rhoads along with featured guests) talk #buyherepayhere #bhph #subprime #automotive #finance #ethics #whitehatway #customerretention #customerengagement #marketing and much more! </span></p> <p><span style="font-weight: 400;">We are pleased to use our sometimes-scratchy morning voices to speak up on behalf of BHPH Dealers. Don't forget to LIKE the videos and SUBSCRIBE to The Octane Group channel. Also, please add your comments or questions right here in the BHPH Institute.</span></p>
April 16, 2025
<p>Think about it. Customers have some level of fear of the Buy Here Pay Here dealers who will become their financier. Dealers fear the customers they finance for a number of reasons. Lenders fear borrowers and vice versa. On this Wednesday episode, we'll offer a White Hat Way to approach the matter and build lasting relationships in the process.</p> <p>🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 <a href="https://streamyard.com/pal/d/4771022331707392">https://streamyard.com/pal/d/4771022331707392</a></p> <h3><span style="font-weight: 400;">Find the BHPH Morning Show on Video (Live or Archived)</span></h3> <p><span style="font-weight: 400;">Find the BHPH Morning Show LIVE on </span><a href="https://www.youtube.com/channel/UCPtJMGeHy2itJFxncgyS6pQ"><span style="font-weight: 400;">YouTube</span></a><span style="font-weight: 400;">, LinkedIn and Facebook every Mon, Wed, & Fri at 11am eastern where we (Jim and Michelle Rhoads along with featured guests) talk #buyherepayhere #bhph #subprime #automotive #finance #ethics #whitehatway #customerretention #customerengagement #marketing and much more! </span></p> <p><span style="font-weight: 400;">We are pleased to use our sometimes-scratchy morning voices to speak up on behalf of BHPH Dealers. Don't forget to LIKE the videos and SUBSCRIBE to The Octane Group channel. Also, please add your comments or questions right here in the BHPH Institute.</span></p>
April 11, 2025
<p>Entrepreneur and financial analyst Alan Keate joins this Friday episode of the BHPH Morning Show as we review what AI has to say about the mid-range future of used car inventory. We'll discuss what ChatGPT and DeepSeek pulled together regarding the outlook for availability and pricing. Tune in at 11 EDT to hear from Alan, featured guest on the BHPH Market Watch podcast now in production, and see if the "T word" (tariffs) comes up ...</p> <h3><span style="font-weight: 400;">Find the BHPH Morning Show on Video (Live or Archived)</span></h3> <p><span style="font-weight: 400;">Find the BHPH Morning Show LIVE on </span><a href="https://www.youtube.com/channel/UCPtJMGeHy2itJFxncgyS6pQ"><span style="font-weight: 400;">YouTube</span></a><span style="font-weight: 400;">, LinkedIn and Facebook every Mon, Wed, & Fri at 11am eastern where we (Jim and Michelle Rhoads along with featured guests) talk #buyherepayhere #bhph #subprime #automotive #finance #ethics #whitehatway #customerretention #customerengagement #marketing and much more! </span></p> <p><span style="font-weight: 400;">We are pleased to use our sometimes-scratchy morning voices to speak up on behalf of BHPH Dealers. Don't forget to LIKE the videos and SUBSCRIBE to The Octane Group channel. Also, please add your comments or questions right here in the BHPH Institute.</span></p>
Jeff Watson & Luke Godwin
Car Dealership Guy
Cherokee Media Group
SiriusXM
The Daily Wire
Ramsey Network
PBD Podcast
Kmele Foster, Michael Moynihan, and Matt Welch
Michael Cirillo
All-In Podcast, LLC
David Senra
Lex Fridman
Alex Hormozi
Pod Engine is not affiliated with, endorsed by, or officially connected with any of the podcasts displayed on this platform. We operate independently as a podcast discovery and analytics service.
All podcast artwork, thumbnails, and content displayed on this page are the property of their respective owners and are protected by applicable copyright laws. This includes, but is not limited to, podcast cover art, episode artwork, show descriptions, episode titles, transcripts, audio snippets, and any other content originating from the podcast creators or their licensors.
We display this content under fair use principles and/or implied license for the purpose of podcast discovery, information, and commentary. We make no claim of ownership over any podcast content, artwork, or related materials shown on this platform. All trademarks, service marks, and trade names are the property of their respective owners.
While we strive to ensure all content usage is properly authorized, if you are a rights holder and believe your content is being used inappropriately or without proper authorization, please contact us immediately at [email protected] for prompt review and appropriate action, which may include content removal or proper attribution.
By accessing and using this platform, you acknowledge and agree to respect all applicable copyright laws and intellectual property rights of content owners. Any unauthorized reproduction, distribution, or commercial use of the content displayed on this platform is strictly prohibited.